Common Questions clients ask about Virtual Financial Planning

In many respects, the questions that you would ask of a virtual advisor are the same ones that you would ask of an advisor with whom you would work with in person about Financial Planning.

• Have you worked with clients whose circumstances are similar to mine?
  • Having been a Certified Financial Planner for 20 years I have seen and helped many people.
  • We will discuss your individual needs in our initial Financial Planning meeting.
  • If some reason I can’t help you I will let you know.
• What services do you offer? This might include financial planning, investment advice, etc.
  • We provide a broad range of financial planning solutions and if we can’t help you we can refer you to a specialist who may be able to.
  • Most of our clients require advice around insurance, superannuation, investments, retirement, age pension and aged care.
• What are your fees and what are they based upon?
  • We provide a free initial meeting for us to get to know you and your goals, ands for you to decide if we are the right match for your Financial Planning needs.
  • From here you can continue to work with us and have a plan completed or consider alternatives.
  • At this stage we will provide you a quote based on the work building a plan for you which relates to the time and complexity to complete.
  • Plans range from $1,650 to $5,500.
  • We can also look at stand alone modules for budgeting and cashflow and general financial coaching based on $275 per hour.

• What is your experience and background as an advisor? What certifications do you hold?
  • I am a Certified Financial Planner
  • I hold a Diploma of Financial Planning
  • I am a member of the Financial Planning Association
  • An authorised Representative (298494) of Interprac Financial Planning AFSL 246638
  • I have been a planner since 1999
  • https://moneysmart.gov.au/financial-advice/financial-advisers-register

• How often would we meet?
  • We can agree on a timeframe to complete reviews. Most clients like to review their portfolio annually and some half yearly but we can tailor that to your need and budget.
• How would our meetings work? What types of technology are involved?
  • Meetings are usually conducted by Zoom on your computer or over the phone.
  • Follow up can be phone calls, emails, texts or zoom if needed.
  • Appointments can be booked with a call or email.
  • Documents can be scanned between ourselves
  • As a last resort we can use Australia Post.
• How often should I expect to hear from you beyond our meetings?
  • Usually at the agreed review time unless something out of the ordinary requires attention
  • You can always contact me if something unexpected crops up and you want to discuss it.

​At the end of the day whether working with an advisor in-person or virtually, your objective should be the same.

You are looking for a financial professional in whom you have a sense of confidence and who has the professional training and background to help you achieve your Financial Planning goals.