Common Questions clients ask about Virtual Financial Planning

Common Questions clients ask about Virtual Financial Planning

In many respects, the questions that you would ask of a virtual advisor are the same ones that you would ask of an advisor with whom you would work with in person about Financial Planning.

  • Have you worked with clients whose circumstances are similar to mine?
    • Having been a Certified Financial Planner for 20 years I have seen and helped many people.
    • We will discuss your individual needs in our initial Financial Planning meeting.
    • If some reason I can’t help you I will let you know.
  • What services do you offer? This might include financial planning, investment advice, etc.
    • We provide a broad range of financial planning solutions and if we can’t help you we can refer you to a specialist who may be able to.
    • Most of our clients require advice around insurance, superannuation, investments, retirement, age pension and aged care.
  • What are your fees and what are they based upon?
    • We provide a free initial meeting for us to get to know you and your goals, ands for you to decide if we are the right match for your Financial Planning needs.
    • From here you can continue to work with us and have a plan completed or consider alternatives.
    • At this stage we will provide you a quote based on the work building a plan for you which relates to the time and complexity to complete.
    • Plans range from $1,650 to $5,500.
    • We can also look at stand alone modules for budgeting and cashflow and general financial coaching based on $275 per hour.
  • What is your experience and background as an advisor? What certifications do you hold?
  • How often would we meet?
    • We can agree on a timeframe to complete reviews. Most clients like to review their portfolio annually and some half yearly but we can tailor that to your need and budget.
  • How would our meetings work? What types of technology are involved?
    • Meetings are usually conducted by Zoom on your computer or over the phone.
    • Follow up can be phone calls, emails, texts or zoom if needed.
    • Appointments can be booked with a call or email.
    • Documents can be scanned between ourselves
    • As a last resort we can use Australia Post.
  • How often should I expect to hear from you beyond our meetings?
    • Usually at the agreed review time unless something out of the ordinary requires attention
    • You can always contact me if something unexpected crops up and you want to discuss it.

Common Questions clients ask about Virtual Financial Planning

​At the end of the day whether working with an advisor in-person or virtually, your objective should be the same.

You are looking for a financial professional in whom you have a sense of confidence and who has the professional training and background to help you achieve your Financial Planning goals.


Authorised Representative 298494
Interprac Financial Planning Pty Ltd 

Darryl Jopling

Senior Adviser

I have worked in the financial services industry since 1982 and as a Financial Adviser since 1999.

I have worked for large Financial Planning businesses, Membership based organisations and looked after the financial planning needs of clients within an Accounting Practice before starting my own business.

I am married, have 4 older children and a grandson and I am keen golfer with mixed results like many .

I have been through many of the strategies I talk with clients about myself and with my family.

I have been through the journey of seeing my parents move into Aged care and negotiated the difficulties and pitfalls of understanding the system for them and this gives me an excellent insight into what is required to assist families at this difficult time.

In a previous roll I used to run retirement seminars looking at Centrelink and Retirement Incomes and how to make these work for you. I have helped many of my clients with Aged Care advice when their parents needed to move into Nursing Homes. For many clients I assist them with superannuation, building wealth and protecting their loved ones with insurance.

I am supported by his, Licensee, Interprac Financial Planning’s in-house resources and ongoing technical, systems and training.

I am committed to understanding your needs and identifying strategies and products to help you achieve your goals.

My guiding principle as an Adviser is to design plans which help to provide my clients with clarity of purpose and the opportunity to build a solid financial foundation.
I will take the time to listen, explain things clearly and keep you informed throughout the advice process.

My experience is complemented by professional qualifications including:

  • Certified Financial PlannerTM Professional
  • Diploma of Financial Planning

At Choice Financial Advice we work with you along the way on life’s journey.

Whether you are getting married, starting a family, embarking on the trip of a lifetime, planning to enjoy your years after work or assisting elderly parents with Aged Care and Nursing Home placements, we can help.