Online shopping can be a convenient way to buy the things you want. Know how to protect yourself online, and what to do if you don’t get what you pay for. What to look out for when you shop online Not sure if you can trust a website with your personal information? Follow our simple … Read more
When it comes to investing in real estate, equity is a key concept to wrap your head around. The Successful Investor’s Michael Sloan explains what equity is, and how you can use it to your advantage. What is equity? Equity is the difference between the current value of your home and how much you owe on it. … Read more
Understanding how your super works and making sure you are getting the most out of your fund is essential to achieving the retirement lifestyle you envision. The superannuation guarantee is a percentage of your income put aside by your employer over your working life to help you fund your retirement. It’s easy to forget sometimes … Read more
The calendar turns over to a fresh, brand new year, full of promise, so how do we keep those promises we make to ourselves and get to the end of the year with our resolutions intact and goals realised? We all start out with good intentions when we set our objectives for the year to … Read more
If you’re planning to take advantage of lower property prices and buy in 2023, now’s the time to get organised. Whether you’re looking to buy your first home, move to a different house or invest, you’ll still face competition to secure your dream home, so being ready to move quickly is paramount. A big part … Read more
If you’ve lost your home or business after a natural disaster, you don’t have to go it alone. Follow these steps to start your recovery. Important: Government help for natural disasters Call Services Australia on 180 22 66 or visit serviceaustralia.gov.au/disaster. Get help to make a recovery plan Recovering from a natural disaster will take time. There are … Read more
Find out what ESG investing is and how it works. So you can choose investments that match your goals and values. What ESG means ESG investing is when a fund considers sustainability (including environmental, social and governance factors) to inform their investment strategy. There is a growing demand for ESG investing, also known as sustainable … Read more
After months of research, weekends spent attending inspections and auctions, finding the perfect home, at the right price brings a sense of relief and excitement. But what if you haven’t sold your current house yet? Finding your next home before settling your existing property’s sale is a common predicament, with many using bridging finance as … Read more
Getting more money into superannuation is a proven way of building wealth to spend in retirement. Ongoing contributions from your employer over the course of your working life, and potentially extra contributions made by you, can make a huge difference to your super balance over the long term as your account balance continues to grow. … Read more
What is volatility? Volatility is an investment term that describes when a market or security experiences periods of unpredictable, and sometimes sharp, price movements. People often think about volatility only when prices fall, however volatility can also refer to sudden price rises too. How is volatility calculated? Volatility measures price movements over a specified period. … Read more
If someone you don’t know asks for your personal details or offers you a loan, it could be a scam. Scammers can use your personal information to steal your money and run up debts in your name. If someone contacts you about an investment that you think could be a scam, see investment scams. If you … Read more
With the cost of living on the rise, it’s more important than ever to have a financial safety net that protects you and your family in case the unexpected happens. Most Australian employees have some form of life insurance, often through their superannuation fund, but many of us tend to ‘set and forget’. To make … Read more