Tips to help you plan for a comfortable retirement

Common Questions clients ask about Virtual Financial Planning

It is important to understand where this income will come from, how long it will last, and whether your retirement investments are on track, or whether some adjustments need to be made to get you there. Tips to help you plan for a comfortable retirement Work out how long your super or account-based pension will … Read more

How to save a house deposit: essential tips

How to save a house deposit essential tips

It’s a big decision when you decide you’re going to start saving to buy a home. It may seem like it’s going to take forever, but there are ways you can get there more quickly. We’re going to look at some of these in our three-part home deposit series. The key to a successful savings … Read more

The value of having a budget

The value of having a budget

The cost of coffee made headlines a few weeks ago when it was reported prices could reach up to $7 a cup. Although counter reports came out sceptical of such a price hike, it’s undeniable that Australians are experiencing a creeping rise in expenses across the board. From petrol to groceries to travel, things are … Read more

A super end to the financial year

A super end to the financial year

As the end of the financial year approaches, now is a good time to check your super and see what you could do to boost your retirement nest egg. What’s more, you could potentially reduce your tax bill at the same time. There are a handful of positive changes to super due to start next … Read more

Step by step to buying property

Step by step to buying a property

There is a lot to think about when buying a home. The process can be both exciting and overwhelming. Identifying what you want in your dream property, understanding home loans and navigating your way through all the paperwork can be challenging. Step by step to buying property By becoming familiar with these steps and doing … Read more

A closer look at shares

A closer look at shares

Why buy shares? When people talk about investing in shares (or stocks), they’re usually referring to common shares. These kinds of shares give you the opportunity to join in the success of public companies listed on the Australian Stock Exchange, and as such, they’re an investment that can really grow your investment portfolio. Because you’re a … Read more

Where Can I Find Retirement Villages in the Country?

Where can I find retirement villages in the country

Do you dream of retiring in the country? Do you feel it’s time to leave the rat race behind and get among the fresh air, great outdoors and tight-knit community country towns are renowned for? Many retirees decide to move to country areas so they can enjoy a slower pace of life during their golden … Read more

Staying passive is being active

Staying passive is being active

Heightened global markets volatility – as we’re experiencing right now – can easily trigger kneejerk reactions by panicked investors. Widespread selling, triggered by the Russia-Ukraine crisis, has been behind the recent big swings on global financial markets, including on stock markets, commodities markets, and currency markets. As serious as the current events are, heightened markets … Read more

Heart, head and gut: 5 tips for making better business decisions

Head heart and gut 5 tips for making better business decisions

One of the biggest things holding entrepreneurs back from making bigger, better decisions for their business is anxiety over making a bad choice. Here are five things all business owners should remember when it comes time to make a business-changing decision, writes former Flying Solo editor, Kelly Exeter. Few things cause more anxiety for business … Read more

Investing for a house deposit

Investing for a house deposit

The surge in house prices around Australia over the last two years has done little to quell the notion that getting on the property ladder is an increasingly difficult feat, particularly for younger investors. While higher interest rates expected this year may lead to less demand and a fall in house prices, property buyers are … Read more

Financial planning for your growing family

Financially planning your growing family

Starting a family, whether it be taking those first steps of planning or knowing your baby is on their way, is exciting – and expensive. Before you start thinking of paint colours for the nursery, it’s wise to understand the costs involved in raising a child. Knowing the costs While there’s no set cost to … Read more